What should health insurance pay for?
August 28, 2009
What’s it worth to you to have comprehensive health coverage of, for example, physical therapy for a knee that acts up now and then due to an old sports injury? Would you accept a higher copay for other kinds of care to secure that benefit? What if getting a high level of coverage for PT meant that a middle-aged colleague with curable cancer also insured under your health plan would face greater financial barriers to care? These are the kinds of questions consumers grapple with as part of the game simulation called CHAT, Choosing Healthplans All Together, which engages people in setting health-spending priorities. (MarketWatch)
