Health Insurance Is Now More Expensive Than the Mortgage for These Americans

January 28, 2026

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(WSJ) – Monthly health-insurance bills are rocketing higher for middle-income earners who rely on Obamacare

Millions of Americans are starting to see their monthly health-insurance bills rise, a new pressure point for a nation still frustrated with the high cost of living.

Many of those facing the most substantial dollar increases are middle-income Americans who buy health insurance through the marketplaces set up by the government’s Affordable Care Act, known as Obamacare.

Expanded subsidies for those insured under the ACA expired on Dec. 31—the central battle in last year’s record-long government shutdown. That shutdown ended with no resolution on the subsidies, and lawmakers haven’t passed legislation to revive them. (Read More)

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